A loan of $175 helped to purchase additional products to sell.

Nora's story

Nora B. is from the village of Bongbongon, Quezon, Bukidnon. She is 32 years old, married, and has one infant-aged child. To make a living, Nora owns and operates a sari-sari (variety) retail store. The main source of income for the business comes from selling both food and daily use products in the local community. Nora has been engaged in her business for over five years and earns approximately 4,500 PHP per month from these activities.

In 2009, Nora joined Kiva partner, HSPFI, to gain access to financial services to help improve her living situation and ability to engage in business activities. She has successfully repaid a previous loan of 5,000 PHP from HSPFI. Nora is requesting a new loan of 8,000 PHP, which will be used to purchase additional products to sell. This loan will be her second from HSPFI. She plans to use the additional revenue generated from the business to improve and expand her business.


HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Loan details

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Loan details