A loan of $175 helped to purchase fertilizers such as manure.


Hazel Joy's story

Hazel Joy M. is from the town of Banga. She is 43 years old, married and has four school-aged children. To make a living, Hazel Joy raises corn for sale which she has done for over 13 years. Recently, she started making home-made ice-cream, fruit salad and ice-candy and hopes to grow her new venture.

In 2010, Hazel Joy joined CEVI to gain access to financial services to help improve her living situation and ability to engage in business activities. Hazel Joy has successfully repaid a previous loan from CEVI and is requesting a new loan of 8000 PHP which will be used to purchase fertilizers such as manure and also ingredients for her new food venture. This loan will be the second loan taken out by Hazel Joy from CEVI. She plans to use the additional revenue generated from the business to improve and expand her business.

About CEVI:

Community Economic Ventures, Inc (CEVI) has increased its portfolio significantly over the recent years. Based in Bohol, they have numerous branches throughout the Philippines. In 2009, CEVI was awarded a CGAP silver award for transparency in social performance monitoring. CEVI not only provides credit for its clients but additionally savings, insurance, and training which are provided through regular cluster group meetings.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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