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Zobeida Alexandra
Zobeida is 44 years old and lives in the suburbs in Guayaquil. Her husband is a driver. They have 5 children. She used to sell cheese pastry (bite-sized and made of flour and filled with cheese). But since this wasn’t enough to support their children, she decided to make lunches but with home delivery.

Since then she and her son deliver lunches to the homes of her customers in her area from 12 until 3 pm. She also sells lunches in the garage of her house. She sells the lunches from her home and in the afternoon she is in charge of delivering them. Her daughter helps her occasionally. The lunch includes soup, a second course and a fresh juice. She sells them for $ 1.25 each.

That is why she wants to buy a stove with the loan, in order to make the meals more quickly. She wants to have a restaurant in the future.
View original language description ↓
Zobeida de 44 años, vive en el suburbio de Guayaquil, su esposo es chofer ellos tiene 5 hijos. Para ayudar a su esposo con los gastos familiares ella vendía empanada (son bocaditos hechos con harina y rellenos de queso) pero como no era suficiente para mantener a sus hijos decidió hacer almuerzos pero repartiéndolos a domicilio.

Desde ese tiempo ella y su hijo reparte almuerzos a domicilio a sus cliente que tiene por su sector desde las 12h00 hasta las 15h00pm, también vende almuerzos en el garaje de su casa. Vende los almuerzos desde su casa y en la tarde se encarga ella de repartirlos, en ocasiones su hija le ayuda. El almuerzo lleva sopa, segundo y un jugo natural y los vende a $ 1.25 c/u.

Por eso con el préstamo quiere comprar una cocina para tener mas rapidez al hacer las comidas. En el futuro quiere tener un restaurante.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 39
    View loans »
    Ecuador Loans Fundraising
  • $26,684,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Zobeida Alexandra stove.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 28, 2010
May 29, 2010
Currency Exchange Loss:
Jun 20, 2011