A loan of $900 helped to buy blocks and bars for house construction.


Fernando's story

Fernando M. was born in Tete province, Changala district, and he is 40 years old. He studied till 9th grade so far and is currently attempting 10th grade. He lives with his partner (she is in the photo) and has four children with her, aged 14, 12, 8 and 4, all going to school.

They moved from Tete to Maputo because of Fernando’s work in the army. He has been in the army since 1980 and is presently serving as a battalion chief in the Catembe base across the bay from Maputo, the capital of Mozambique.

This is Fernando’s fourth loan with Hluvuku, Kiva's partner in Mozambique. He intends to by blocks and bars to carry out the constructions in his house. He hopes he can upgrade his home and provide his family with a suitable place to live. He is confident he will be able to repay with his regular income as a soldier.

Fernando came to request the loan in person but he was at work when we had the chance to visit his construction site to take the photo, so his life partner is posing in the photo instead.


Loan details


Lenders and lending teams



Loan details