A loan of $3,875 helped a member assorted merchandise, charcoal and firewood.


Sueños De Emprendedores Group's story

This communal bank is called “Sueños de los Emprendedores” and this is the second time it has a loan published on Kiva. The members of this group are from the city of Temuco. They are involved in dessert-making, sewing, running a book store, a general store, and selling chocolates, household materials, clothing and undergarments, fruit and flowers.

The group member for this interview was Elizabeth, who is the group’s treasurer. In the photo she is in the front row, on the left, in a green sweater, holding the hand of one of her associate’s sons. She runs a general store out of her home where she sells fruit, basic household goods, and other items. She runs the business on her own.

Elizabeth will invest this loan in more merchandise (sugar, rice, pasta, detergent, and shampoo), and in firewood and coal, which will be needed in this region in southern Chile for the cold winter. Because these are needed products, this will be a good business. Her dream is to increase the variety of merchandise in her store.

Elizabeth’s greatest motivation is her 13 year-old daughter; she wants to give her everything she needs for her basic and advanced studies so that she can secure a solid economic future for herself.

What Elizabeth has liked best about working with Fondo Esperanza has been the opportunity the organization has given her to move forward, without putting up obstacles to her ability to access credit. Additionally, the good treatment she has received in the entrepreneur training and educational workshops, has made her feel valued and important.

Temuco is the capital of the Araucanía region. It is located 670 kilometers south of Santiago (the capital of Chile) and possesses a series of lake-side spa resorts and striking flora and fauna. This region is also noteworthy for being the region where 50% of Chile’s indigenous Mapuche community live; some of whom are members of Fondo Esperanza communal banks.

In this group: María Luisa, Miriam, Angela , Gleisnery, Yaneth, Nataly, Enriqueta, Elizabeth , Valentina , Inés , Ruth , Norma , María Elena , Ema
*not pictured



Loan details


Lenders and lending teams



Loan details