For 16 years, Rukia has been running a clothing business. She started out selling used clothes, but has grown her business and now she sells madila, which are long embroidered robes often worn by Muslim women in Tanzania. Rukia works from 9 am until 6 pm each day and earns a profit of about 400,000 Tanzanian shillings ($270) per month.
She used her first loan from Tujijenge to increase her stock of madila and will use this loan to buy garments from Mombassa (Kenya) and India. If she earns a profit from this loan, Rukia will continue to increase her business inventory and will pay for her children's school fees. EventuA. she hopes to build a larger home for her family.
Rukia is a member of the Singida Group. The group members will hold each other accountable for paying back this Motisha loan. A Motisha loan is a product offered by Tujijenge Tanzania that allows borrowers with good credit ratings to pay back their original loans faster and receive extra money before their original loan term has ended.
In the photo, Rukia is in the front row wearing an orange madila and a red headscarf.
About Tujijenge TanzaniaThis loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.
For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid