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Marivic S. is a 38-year-old married woman who lives in Brgy. Mabuhay Sta Catalina Negros Oriental. She earns her living by buying and selling coconuts and by fishing.

Marivic’s husband Lowim is a fisherman, and they have 2 children who are currently going to school and who also help their parents in the business as part of their daily chores.

Marivic joined NWTF-Project Dungganon in 2004 in the hope that she would be able to help her husband improve the quality of life of their family. With the help of her loans from NWTF-PD she has been able to increase their family income by engaging in buying and selling of coconut and fishing. Now she earns an average monthly income of Php 6,000 from her business activities.

Marivic is a member of good standing. Her previous loan of Php 19,000 was used to fund the operations of her fishing and buying and selling of coconut, and it had a positive impact in both the business and the family’s living conditions. Now she is borrowing, for her 7th cycle loan, the amount of Php 15,000, which she intends to use to add to her working capital. Marivic is working hard to achieve her dreams and aspirations for her family, which is to provide them with a brighter future and a more comfortable life.

About NWTF:

In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means honorable). Through the alleviation program, NWTF is empowering these women to progress out of earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon--a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 365
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 47.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Marivic additional working capital.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 27, 2010
Jun 1, 2010
Currency Exchange Loss:
Nov 15, 2010