A loan helped to buy different varieties of cereals such as corn and beans from local farmers for a single mom to sell to her customers and at the local market.


Everlyne's story

Everlyne is a 26-year old single woman living in Wote. On her farm, Everlyne rears dairy animals and grows various crops.

Although she has gathered much experience in this business and her clients enjoy the quality of milk and crops that she sells to them, she is not comfortable with the little she earns, having invested so much of her time and effort.

Everlyne has therefore decided to take out a loan, which she will use to buy different varieties of cereals from local farmers to sell to her customers and at the local market.

Through this work, she will earn a commission that she intends to use to repay the loan and elevate her standard of living. This loan is therefore an opportunity that Everlyne has never had before.

Her irregular income and lack of collateral security were the main drawbacks limiting her from accessing a loan from the commercial banks. Thanks to Juhudi Kilimo and Kiva, the lives of Everlyne and her family will be changed through this loan.


This loan is special because:

It finances smallholder farmers to purchase dairy cows, chickens, cereals, farm inputs and farming equipment.



Loan details


Lenders and lending teams




Loan details