A loan of $275 helps to purchase ingredients for her food production business.


Joyce's story

Joyce is a hardworking woman entrepreneur with one child.

She runs a restaurant in the Philippines and requested a PHP 13,000 loan through NWTF to purchase ingredients for her food production business.

Joyce dreams that one day she will be able to earn enough to provide a secure future for her family.


This loan is special because:

It helps this borrower grow their business.

Mark McDonagh, Kiva staff

Mark McDonagh
Kiva staff



Loan details


Lenders and lending teams






Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.

Loan details



Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.