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Rysbubu's Group
In this Group: Rysbubu , Asel , Kalyibubu , Tamarahan
Rysbubu Z. is the leader of the group. She is 49 and a widow. She has raised a son and a daughter. The daughter is married and lives separately with her family and the son has a job, but when he has free time he helps his mom. Rysbubu has been breeding cattle, fattening sheep and selling milk for 25 years.

In the beginning, she saved money from her salary and bought a calf. The initial investment in this business was 1000 soms ($21.76)and now in this way she makes 1800 soms ($36.16)per month. That profit made it possible for her to purchase a vehicle and contribute some money to her daughter's wedding. Now Rysbubu wants to get a loan to purchase a bull in order to resell it after fattening and make some money.

Asel M. is 23. Her husband works at a brick factory. They have three sons; the eldest one is five years old. In order to make some money Asel breeds cattle and sells milk. In this way she makes 4500 soms ($97.90) per month. With money received from the loan she will buy a bull-calf for breeding.

Kalyibubu B. is the treasurer of the group. She is 53 and divorced. She has raised three daughters and a son. The older daughter is married and lives separately with her family. The younger daughter studies at university. The other went to work to Russia in order to earn some money. Kalyibubu has been breeding sheep and selling milk for 25 years. She makes 6000 soms ($130.55) per month. Kalyibubu applied for the loan, because she needs money to build a shed.

Tamarahan K. is 50, and she is a widow. She has a son and two daughters. The son is 25, and he is married and works in a prison. The older daughter is married too and she lives separately with her family. The younger daughter studies at university. Two years ago, with the initial investment of 15000 soms ($326.37) Tamarahan bought a kiosk and began to sell convenience goods. In this way she makes 5000 soms ($108.8) per month. Tamarah want to get a loan because she needs money to pay for treatment. In the future she wants to open a big store.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 34
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,530,050
    Funds lent in using Kiva
  • 46.0
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Rysbubu's Group's $1,525 loan helped a member to purchase a bull in order to resell it after fattening.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 29, 2010
May 26, 2010
Currency Exchange Loss:
Nov 15, 2010