A loan of $175 helped to purchase additional products to sell.


Rowena's story

Rowena L. is from the village of Babanlagan, Misamis Oriental. She is 26 years old. Rowena is single and has 2 very young children. To make a living, Rowena owns & operates a specialized retail business. The main source of income for the business comes from selling clothing & shoes in the local community. Rowena has been engaged in her business for over 3 years and earns approximately 1,500 PHP a month for these activities.

In 2009, Rowena joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Rowena has successfully repaid a previous loan of 5,000 PHP from HSPFI. Rowena is requesting a new loan of 8000 PHP which will be used to purchase additional products to sell. This will be the 2nd loan taken out by Rowena from HSPFI. She plans to use the additional revenue generated from the business to improve/expand her business.

About HSPFI:

HSPFI is an accredited partner of Opportunity International in the Philippines. It is based in Cagayan de Oro City and reaches out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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