A loan helped to buy quality fertilizers to improve her crop farming and meet the demand for crops in her village.


Nancy's story

Nancy's childhood reveals a very poor upbringing with a lot of ups and downs. Securing three meals a day was an achievement for her.

Nancy gave up all her excuses for not seeking success and decided to start farming. Her main source of income has been milk and crop farming.

Through these ventures, Nancy has supported her family because she is the major breadwinner. Through her commitment and determination, this mother believes that success is inevitable.

The Kericho region is predominantly one of the best crop growing regions. The climatic conditions in the region and the good road networks facilitate crop farming and transportation to the market.

Nancy has realized that demand for crops is rising. She is taking out this loan to buy fertilizer to improve her crop production. She is confident that, with her immense knowledge in crop farming, success is a sure outcome.

This loan is an opportunity that Nancy never had before. Her irregular income and lack of collateral were limiting her from accessing a loan from commercial banks.

Thanks to Juhudi Kilimo and Kiva, the lives of Nancy and her family will be changed by this loan.


This loan is special because:

It finances smallholder farmers to purchase dairy cows, chickens, cereals, farm inputs and farming equipment.



Loan details


Lenders and lending teams




Loan details