A loan helped to buy dairy cows in order to increase organic milk sales.


Gulsara's story

Gulsara successfully repaid her loan. She is grateful to the Kiva Fund and everyone who helped her with the financing. Today, her farm contains four cows, ten horses and 3.34 hectares of land, where she grows beans and apples. To continue developing her business, she requested another loan from the Bai Tushum Bank in the amount of 250,000 som (KGS) to buy dairy cows in order to increase organic milk sales. Gulsara plans to use the profit from the loan to further grow her business and save money to build a house.

Translated from Russian by Kiva volunteer Anna Sorokina-Hailey.


This loan is special because:

It allows farmers to increase production and income in a guaranteed value chain.



Loan details


Lenders and lending teams




Loan details