A loan of $225 helped to invest in expanding the business.


Emelyn's story

Emelyn M. is from the village of Iniawon, Kadingilan Bukidnon. She is 32 years old and married with 1 infant-aged child. To make a living, Emelyn owns and operates a business venture making and selling food. While not the only means for generating revenue, the main source of her income comes primarily from cooking and selling grilled chicken and pork barbecue in the local community. Emelyn has been engaged in her business for over 1 year and earns approximately 5,000 PHP a month for these activities.

In 2009, Emelyn joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. She has successfully repaid her most recent loan of 7,000 PHP which was used to purchase raw chicken and pork meat and to build up levels of working capital. Emelyn has now requested a new loan, her third with HSPFI, for 10,000 PHP to invest in expanding the business. She plans to use the additional revenue generated from the business to supplement the income of the family.

About HSPFI:

HSPFI is an accredited partner of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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