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Temps De La Grace Plus Group
In this Group: Pululu, Gyka, Mandiangu, Makengo, Buingi, Selenge, Niatondo, Fifi*, Makela, Françoise, Véronique, Philomène*, Nseka, Mafuta , Mpungi, Gisèle, Blandine*, Bernadette, Mireille, Séraphin, Paul, Patience*, Charles, Thérèse*, Céléstine, Nzuzi, Pierre
* not pictured
“Temps de la Grace” is a group of 27 owners of small businesses chaired by Pululu. Its members are jointly liable for loans granted by Kiva to grow their businesses.

Pululu sells soft drinks and cakes, a business she started in 2006 with $30. A hardworking woman who has demonstrated effective organizational and management skills in her enterprise, Pululu is a loyal client of the MFI HOPE RDC who has already received 11 loans, all repaid in a timely manner.

Pululu is planning to use her next loan to increase the stock of her goods by buying 10 crates of soft drinks and 4 cartons of eggs in order to meet the high demand of her customers. Confident in her business, she knows how to attract and maintain customers by offering what they need and like. She is also diplomatic when she talks with her clients. Pululu’s long term plan is to open a clothing shop.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 8
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,396,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Temps De La Grace Plus Group's $4,000 loan helped a member to purchase additional goods for resale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 5, 2010
May 25, 2010
Currency Exchange Loss:
Oct 15, 2010