A loan helped to buy merchandise such as men's and women's clothing of different styles and sizes.


Johana Delcarmen's story

Johana is a mother with one child. She is a businesswoman who works as a mobile vendor, selling clothing.

She started her business three years ago with a little capital. Now through technology she has managed to win more customers, so her business needs to be better stocked.

She has asked for a Kiva loan, together with MiCrédito, which she will use to buy merchandise such as men’s and women’s clothing of different styles and sizes. This way she will be able to offer greater variety.

Her goal for the future is to have an online store for her business.

Translated from Spanish by Kiva volunteer Patricia Patton.


This loan is special because:

It empowers women to establish formal credit and create financial stability for themselves.



Loan details


Lenders and lending teams




Loan details