A loan of $1,200 helped to remodel her working area and to buy an oven.

Maria's story

Maria M. Cruz is 51, and lives with her husband and their two children in a community called Hernández, located in Los Chiles, Alajuela province. This community is known as a mountainous one with great scenery, humidity, and is on the road on the northern border of our country. Its main economic activities are cattle, and agriculture, specifically growing basic grains, tubers and oranges.

Maria started her business a little more than two years ago. She has a bakery, and says that her products are very popular in her community since they are very good and of high quality. Besides, she says that she is very happy to be able to have her own business in her house so that she can take care of her children and not have to leave the household chores. Thanks to this project her living conditions and those of her family have improved considerably and she says that she has grown as a person and gained much knowledge.

Currently Maria del Carmen wants to have a micro loan of 654,000c (six hundred and fifty-four thousand colones) to buy another industrial oven, an industrial mixer and different materials necessary to make her products. With this money she hopes to increase her production to attract more customers, offer better service, and thus have her business grow more and be able to become a successful micro entreprenuer.

Maria is a member of the Communal Credit organization “Unidos por un Desarrolo” (United for Development), one of the 100 organizations that are members of EDESA in Costa Rica. This is her first loan, and she hopes to improve her business to have higher earnings and thus give her children a better style of life.

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Translated from Spanish by Kiva volunteer Miriam Palacio

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