A loan of $2,275 helped a member clothing and cheeses.


Jazmines De Los Lagos Group's story

This communal bank is called “Jazmines de Los Lagos”, and this is the second time they have had a loan published on Kiva. This communal bank comes from the city of Temuco, and the members dedicated themselves primarily to the businesses of carpentry, bicycle repairs, sewing, preparing lunches, selling used clothes, selling French fries, and selling cigarettes.

The group member we interviewed was Liliana, who is the bank’s secretary. You see her in the picture in the center of the second row with short hair, to the right of the man with the blue jacket. Liliana dedicates herself to door-to-door sales of undergarments and clothing for children and adults. She also makes desserts by special order, things like cakes and pastries.

When Liliana travels to Santiago to purchase merchandise she makes the most of her trip by bringing items from Temuco to sell in Santiago. She brings cheese, wheat products, and spicy peppers, thereby taking advantage of the contacts she has in Santiago and increasing her earnings.

Liliana will invest this loan in cheese and in clothes that are in fashion for this season (fall/winter).

Her goal is to rent store space to establish her clothing-sales business, and her big dream is to be a nurse – she would, without a doubt, study to be a nurse if she had the chance.

The part Liliana likes most about working with Fondo Esperanza is the group unity and their relationship with their loan officer, a relationship which makes them feel important and valued.

Liliana also feels very much supported and accompanied by her seven children, four of whom still live with her.

Temuco is the capital of the Araucanía region. It is located 670 kilometres south of Santiago (the capital of Chile) and possesses a series of lake-side spa resorts and striking native flora and fauna. This region is also noteworthy for being the region where 50% of Chile's existing indigenous Mapuche community live; some of whom are members of Fondo Esperanza communal banks.

In this group: Viviana , Lilian , Francisco, Rosa, Marcela, María, Sergio , América, Rosa, Olga , Sandra , Margarita, Marta
*not pictured

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Translated from Spanish by Kiva volunteer Laurie Paguio



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