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Tarpat's Group
In this Group: Tarpat, Anarkan , Avaz , Musa
Tarpat U. is the leader of this group. She is 50, married, and her husband works as a carpenter. They have seven children, most of whom are married and live separately with their families. Their younger son serves in the armed forces and their younger daughter studies at school. When the children have time, they help Tarpat with housework.

Tarpat grows raspberries and her husband also takes orders to produce the Kyrgyz national instrument – komuz. In this way they make 5,000 soms (approximately 110 USD) a month. With the money received from the loan, Tarpat will purchase a cow for breeding. In the future she plans to repair her house and save some money to contribute to her younger son's wedding.

Anarkan K. is the treasurer of the group. She is 37, divorced, and has a four-year-old son. After graduating from school, Anarkan started to work and has been working as a hospital janitor for seventeen years. She wants to obtain a loan because she needs money for personal needs.

Avaz T., 56, is a widow, and has six children. All of them, except her youngest son, are married and live separately. Four years ago Avaz's son began as an apprentice to a handyman and thus now he is able to do handiwork on his own. Now he earns 4,100 soms (approximately 90 USD) a month. Avaz needs a loan to purchase fertilizers and different seeds for farming.

Musa K. is 70 and is married. His wife is a pensioner. There are six children in their family and all the children, except his youngest son, are married and live separately. Musa with his son are engaged in welding and carpentry and they have been doing this for nine years. In this way Musa makes 5,000 soms a month. With the money received from the loan, he will purchase fertilizers and new kinds of seeds, needed for farming.

--- Where Did This Loan Come From? ---
This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of the 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable in order to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and from Mol Bulak staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 59
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 46.0
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Tarpat's Group's $925 loan helped a member to purchase a cow for breeding.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 28, 2010
May 24, 2010
Currency Exchange Loss:
Mar 15, 2011