A loan of $250 helped to pay off his motorcycle.


Janito's story

Janito P. is from the village of North Poblaccion, Guinsiliban, Camiguin Province. He is 40 years old. Janito is married and has 3 school-aged children. To make a living, Janito owns & operates a business venture providing transportation services to local community members. Janito has been engaged in his business for over 2 years and earns approximately 2,000 PHP a month for these activities. In 2008, Janito joined HSPFI to gain access to financial services to help improve his living situation and the ability to engage in business activities. Janito has successfully repaid a previous loan of 11,000 PHP from HSPFI. This previous loan was used to purchase a set of tires and paying the ammortization of his motorcycle. Janito is requesting a new loan of 11,000 PHP which will be used to fully pay off his motorcycle. This will be the 4th loan taken out by Janito from HSPFI. He plans to use the additional revenue generated from the business to supplement his family's income. About HSPFI: HSPFI is one of accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao. *Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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