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Vesitacion P., 55 years old, is a married woman who supports her family by engaging in selling spices and vegetables. She lives on Aglipay St., Bais City, Negros Oriental with her husband and their six children who are between 12 and 32 years old.

Vesitacion is a member of NWTF-Project Dungganon and has improved her living conditions with the help of her loans from NWTF and through her own efforts. By working hard in her business selling spices and vegetables, she is gradually making her family more economically stable. She now earns an average monthly income of Php 45,000.

Vesitacion is now borrowing Php 19,500 so that she can continue her selling of spices and vegetables. This will be her 7th loan from NWTF-Project Dungganon. Her previous loan of Php 19,000, which she paid off well within its term, was just another step in her journey towards economic freedom.

Vesitacion aspires to elevate her family’s living conditions and ensure their future wellbeing by following the “Dungganon” way.

About NWTF:
In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress out of earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 446
    View loans »
    Philippines Loans Fundraising
  • $69,752,500
    Funds lent in using Kiva
  • 46.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Vesitacion to use as additional working capital for her business.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
May 4, 2010
Jun 1, 2010
Currency Exchange Loss:
Mar 16, 2011