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Sulma lives in a rented home. She lives with her live-in partner and has one son. Sulma sells cheeses which she buys in the town of Sachabamba. She travels two and a half hours every week to Sachabamba. She makes her sales at the markets and also sells door-to-door. Most of her sales are on credit. She also sells clothing which her clients order. These sales are also on credit.

Sulma belongs to the community bank Llapanchik which means "all of us" in Quechua. Sulma needs a loan in the amount of 2000 PEN. She will use this loan to buys cheeses as well as the clothing she buys in Lima. Sulma dreams of having her own home and providing an education for her son.
View original language description ↓
Sulma vive en casa alquilada, es conviviente y tiene 1 hijo, Sulma se dedica a la venta de quesos que compra en la comunidad de Sachabamba a donde viaja dos horas y media semanalmente, sus ventas los realiza en los mercados y también de casa en casa, la mayoría de sus ventas son al crédito. Además vende ropa que le hacen pedidos sus clientes, y también son al crédito. Sulma pertenece al Banco Comunal Llapanchik que significa Todos en quechua.
necesita un préstamo de 2000 soles con lo que comprara quesos y ropa que comprara de la ciudad de Lima.
Sulma sueña con tener una casa propia y educar a su hijo.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

About Peru

  • $12,000
    Average annual income
  • 37
    View loans »
    Peru Loans Fundraising
  • $64,381,600
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Sulma purchase cheeses and clothing to re-sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 19, 2010
May 23, 2010
Currency Exchange Loss:
Oct 15, 2010