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A., 30 years old, is a married woman and mother. Currently, A. stays at home to be responsible for a daily routine: she cares for the children and cooks delicious meal for her family. The family’s current expenses are covered by her husband’s business: he drives a trailer taxi(tuk tuk). This couple has given birth to a small kid who is not yet enrolled in school. A. faces an obstacle: some parts of her house have broken. She is, therefore, applying for a loan to purchase material to replace the broken part of her existing house.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 64
    View loans »
    Cambodia Loans Fundraising
  • $41,769,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Ham to purchase material to replace the broken part of her existing house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 12, 2010
May 21, 2010
Currency Exchange Loss:
Jun 15, 2011