A loan of $175 helped to purchase additional products to sell.

Sharon's story

Sharon B., 24 years old, is from the village of Capayangan, Banisilan, South Cotabato. She is married and has 2 infant children. To make a living Sharon operates a sari-sari (variety) retail shop where she sells food and daily use products in the local community. Sharon has been doing so for over 3 years and earns approximately 3000 PHP a month.

Sharon joined HSPFI in 2010 to improve her living situation and ability to engage in business activities. She successfully repaid a previous loan of 5000 PHP from HSPFI which she used to purchase additional inventory. She is requesting her second loan, for 7000 PHP, which she will use to purchase additional products to sell. She plans to use the additional revenue to supplement her family’s income.


HSPFI is an accredited partner of Opportunity International in the Philippines. It is based in Cagayan de Oro City and reaches out to the poor households of Northern Mindanao.


To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partners to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Loan details

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Loan details