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Chum M., 26, is married and lives with her husband and young child in Takeo Province, Cambodia, an area known for pre-Angkorean temples. She is employed at a local garment factory for an income of about USD 2 per day. Her husband is a mechanic, earning an income of USD 6 per day.

M. is requesting a loan of USD 500 to purchase a motorbike for her husband to commute to work in the city. In the future, she would like to use any additional profit to repair her house. This is her second loan from CREDIT, a long-standing Kiva partner in Cambodia.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 81
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Chum to buy a motorbike for her husband to commute to work in the city.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 30, 2010
May 21, 2010
Currency Exchange Loss:
Jun 17, 2011