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Rosado Karina
Karina is 39 years old and lives in a periurban area along the Perimetral Highway in Guayaquil. Eight years ago, she used her savings to install telephone booths in her house so that she could provide calling services to her neighbors. With her earnings, she was able to gradually increase her business.

Karina has also established a small cybercafé in her home next to the phone booths so that she could provide better service to her customers. She also sells single use and rechargeable calling cards. With her loan, Karina wants to buy two computers for her cybercafé. One of her goals is to have a chain of cybercafés throughout Guayaquil.

View original language description ↓
Karina de 39 años, vive en una zona periurbana en la Perimetral de Guayaquil, hace ocho años atrás invirtió sus ahorros en una cabina telefónicas en su casa, para prestarle el servicio a sus vecinos, con los ingresos poco a poco incremento su negocio.

Karina a hecho un pequeño Cyber en su casa y ha ubicado las cabinas conjuntamente para dar un mejor servicio a sus clientes. También vende chip para teléfonos, y recargas para teléfonos. Con el préstamo quiere comprar dos computadoras para su Cyber, una de sus metas es tener una linea de Cyber en todo Guayaquil.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 73
    View loans »
    Ecuador Loans Fundraising
  • $26,542,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Rosado Karina purchase two computers.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 28, 2010
May 22, 2010
Currency Exchange Loss:
Jun 20, 2011