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Isabel Ernestina
Isabel is 44 years old, lives in an urban zone in the suburb of Guayaquil, and has three children. Isabel has sold meats for 12 years but while loading the meats they had to do an emergency operation on her appendix so she had to abandon this activity because of its riskiness. Currently, Isabel has a chicken stand outside of her house where she works from 8:00 am to 10:00 pm. She buys the chickens from a farm, and she is in charge of plucking them and getting them ready to be sold. Each chicken is sold for a minimum of $8.00, according to their weight. With this loan, Isabel would like to buy chickens for her business. She also wants to use a part of the loan to improve her house. In the future she would like to have her own poultry (sell chickens at wholesale).
View original language description ↓
Isabel de 44 años, vive en una zona urbana en el suburbio de Guayaquil, tiene tres hijos. Isabel era vendedora de carnes hace 12 años pero por cargar carnes tuvieron que operarla de la apéndice de urgencia, y tuvo que abandonar esa actividad por lo riesgoso que era.

Isabel en la actualidad tiene un puesto de venta de pollos fuera de su casa, trabaja desde las 08h00am hasta las 22h00pm, comprar los pollos en criadero y ella se encarga de pelarlos y tenerlos listo para la venta. Cada pollo los vende desde $ 8.00 según la librar.

Con el préstamo quiere comprar pollos para su negocio también una parte la quiere utilizar para adecuar su casa. En el futuro quiere tener una avícola (venta al por mayor de pollos).

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 28
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Isabel Ernestina to buy chickens.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 14, 2010
May 22, 2010
Currency Exchange Loss:
Jun 20, 2011