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Zoa Marlene
Zoa is 58 years old. She lives on the outskirts of Guayaquil. She has a 20 year old son. Years ago she studied nursing to be able to support her home. Even thought the profession isn't well paid in Ecuador, she does it to support her home.

She works as a nurse in different places. What she does the most is when they hire her to go to homes and give injections and IV's and to take blood presure. With the loan, she wants to buy cement, blocks and sand to improve her house (in the photo she appears with the tools to build her house).

In the future she wants for her son to finish his studies and be a professional.
View original language description ↓
Zoa de 58 años, vive en una zona periurbana de la Perimetral de Guayaquil, tiene un hijo de 20 años, hace años atrás ella estudio enfermería para poder sustentar su hogar, aunque en Ecuador no es muy remunerado esta profesión ella lo hace para sustentar su hogar.

Trabaja como enfermera en diferentes lugares, lo que mas hace cuando la contratan en las casas es poner inyecciones, sueros y toma de presión. Con el préstamo quiere comprar cemento, bloques y arena para construir mejor su casa, (en la foto aparece con los instrumento para construir su casa).

En el futuro quiere que su hijo termine los estudios y sea profesional.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 78
    View loans »
    Ecuador Loans Fundraising
  • $25,601,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Zoa Marlene cement, blocks, sand.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 23, 2010
May 24, 2010
Currency Exchange Loss:
Jun 20, 2011