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Shahnaz's Group
In this Group: Shahnaz, Ruqaiya, Muniran, Hajran, Zubaida
Shahnaz, a resident of Borewala (famous for its shrines) Pakistan, owns a small, two-roomed house and has been living in it with her family for over twenty years. She is a very talented and hardworking lady. She operates a clothes-sewing business. She does this work to share the financial burden with her husband. She sews clothes for her neighbors and charges them PKR100 for simple stitching and PKR150 for stitching designer suits. She sews two suits in every day and usually generates an income of almost PKR 300 daily. She uses half of her money to purchase kitchen items and she saves the other half for a rainy day. She has good managing skills. She not only works for the betterment of her family but also takes care of their health as well. She handles the domestic chores and cooks food for them.

Her husband is involved in an animal selling business. He purchases the animals from the animal market and sells them to his customers. He also loves to take care of the animals. When the animals are fully grown, he sells them to the animal market and generates income. He has been in this profession for the last ten years.

Shahnaz is applying for a loan from Asasah. She will invest the capital in her husband’s business so that he can purchase the animals (goats) and increase the profit of his business.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 269
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 84.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shahnaz's Group's $1,200 loan helped a member to purchase animals to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 17, 2010
May 20, 2010
Currency Exchange Loss:
May 15, 2011