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Annonciatha is the 58-year-old married mother of six children who are between the ages of 10 and 28, some of them in school.

Annonciatha owns a small shop which sells different kinds of products such as juice, cosmetics products, water, and so on. She has been engaged in her business for over three years. Her small shop is open from 6 in the morning to 9 in the evening every day except Sunday.

Annonciatha is now requesting her loan from Kiva lenders via Vision Finance Company in order to purchase more products for her shop. These additional products will allow her to attract more customers which will help her to earn more profits. With these profits she expects to save money for the future of her family. Particularly, her children who are in school will get their school fees paid more easily.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About VisionFund Rwanda

VisionFund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFR serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 27
    View loans »
    Rwanda Loans Fundraising
  • $18,255,125
    Funds lent in using Kiva
  • 574.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Annonciatha to purchase more products for her shop to expand her business.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
May 17, 2010
May 20, 2010
Currency Exchange Loss:
Feb 15, 2011