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Phan A., 60, is widowed and lives with her two children in Takeo province, Cambodia, an area known for its pre-Angkorean temples. She sells fruit and makes an income of about $5 USD per day. Her daughter produces baskets for sale, earning an income of $2.5 USD per day to help cover the family expenses.

A. is requesting a loan of $1,000 USD to stock more fruit in her store. In the future, she would like to use any additional profit to repair her house. This is her first loan from CREDIT, a long-standing Kiva partner in Cambodia. A. appears in the photograph with her daughter.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 54
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Phan to buy more fruit to stock her store.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 4, 2010
May 20, 2010
Currency Exchange Loss:
Dec 15, 2011