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Gulnara's Group
In this Group: Gulnara , Mamrasul , Guluipa , Altynai
Gulnara A. is the leader of a loan group. She is 40 and married. Because of the high unemployment rate her husband was obligated to go to Russia in order to make some money. Gulnara has a son and two daughters. Her son is a student and the daughters are preschool age. Fourteen years ago with the initial investment of 4000 soms (87.16$) Gulnara began to sell children's wear. Now, she also sells different fruits and vegetables. In this way she makes 1500 soms (32.68$) a month. With the money received from the loan Gulnara will purchase cattle, which she plans to sell after fattening it. In the future Gulnara wants to repair her house and buy a vehicle.

Mamrasul S. is 42, he is married. His wife went to Russia to make some money. They have four children, all of them are students. Mamrasul has been breeding and reselling cattle for thirteen years. In this way he makes 700 soms (16.34$) a month. He started this activity with the initial investment of 1500 soms (32.68$). Now he wants to get a loan to purchase more cattle.

Guluipa T. is 37, she is married. She has four children and all of them are students. When they are free, they help Guluipa with housework. Guluipa and her husband has been breeding and reselling cattle for thirteen years. In this way she makes 1500 soms (32.68$) a month. She wants to get a loan to purchase some cattle, in order to increase the herd.

Altynai K. is the treasurer of the group. She is 37 and married. Her husband works as a tractor driver. They have four children. All of them study at school. Thirteen years ago with the initial investment of 1800 soms (39.2$) Altynai started to breed and resell cattle. In this way she makes 1300 soms (28.32$) a month. With money received from the loan Altynai plans to buy cattle.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 58
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 45.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Gulnara's Group's $875 loan helped a member to purchase cattle.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
May 13, 2010
May 20, 2010
Currency Exchange Loss:
Jan 15, 2011