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Gulmira's Group
In this Group: Gulmira , Nurlanbek , Perizat , Kattobubu
Gulmira Z. is the leader of a loan group. She is 53, a widow and has raised three daughters and a son. All the daughters are married and live separately with their own families. Gulmira's son is also married. He and his family live with her. Fourteen years ago, with the initial investment of 5000 soms (108.95$), Gulmira started selling a traditional national drink known as "Bozo" at the local market. She then expanded her business and began selling a variety of clothing at the market. Gulmira earns 8000 soms (174.33$)a month. With money received from this new loan, Gulmira will purchase sheep for breeding. In the future Gulmira plans to expand her business, repair the house and increase the number of livestock.

Nurlanbek C. is 38, he is married and has four daughters. Two of his daughters are students and other two are preschool age. Nurlanbek's wife stays at home, takes care of their daughters and does the housework. Nurlanbek works as a repairman at the railway station. He wants to get a loan because he needs money to purchase construction materials to build a house.

Perizat S. is 24 and married. Her husband works as a prison controller. They have three sons. Alll of them are preschool aged and Perizat takes care of them. Perizat applied for the loan, because she wants to purchase sheep and breed them.

Kattobubu S. is the treasurer of the group. She is 51 and married. She has raised three sons and two daughters. The younger son is a student. When he has free time, he helps his parents with housework. The other children are married and live separately with their families. Kattobubu has been selling locally made beverages for fourteen years. Kattobubu makes 5200 soms (108.95$) a month and has applied for a loan in order to pay for her daughter-in-law's education.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 38
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,538,475
    Funds lent in using Kiva
  • 45.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Gulmira's Group's $1,550 loan helped a member to purchase sheep.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 10, 2010
May 20, 2010
Currency Exchange Loss:
Jun 17, 2011