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Mr. R. is a motorbike taxi driver who lives in a fallow village in the capital of Phnom Penh. He also assists his wife in the food sale business. R. and his wife are good parents who have two teenage kids who depend on their income. This rainy season, the family has a problem: their house is surrounded by polluted water which is affecting their health and their daily living conditions. R. wants to overcome this obstacle by asking for a loan to purchase a piece of land to resolve this bad situation.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 209
    View loans »
    Cambodia Loans Fundraising
  • $39,911,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Sorm to purchase a piece of land to resolve his current bad situation.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
May 20, 2010
May 20, 2010
Currency Exchange Loss:
Jan 19, 2011