A loan of $2,550 helps to purchase dairy cows to increase headcount of cattle and sales of organic milk.


Zhazgul's story

Zhazgul is 31 years old, married, and is raising a daughter. She has a secondary education, works as an accountant in a private firm, and is hardworking, purposeful, and enterprising by nature. She knows the technology of agricultural activities and is able to invest funds for their intended purpose.

She has worked in animal husbandry since 2010 as a source of additional income for her family. Thanks to her hard work and responsible approach to business, her farm currently has 5 cows, 45 sheep and 5 horses.

In order to further develop her farm, she has applied to Bai Tushum Bank for a loan of 200,000 KGS. It is for the purchase of dairy cows in order to increase sales of organic milk and her income from livestock breeding. She plans to invest proceeds from the loan in the further development of the farm.

Translated from Russian by Kiva volunteer Lizet Pantaleon.


This loan is special because:

It supports organic farming and includes a lower interest rate.

Kendra Thorogood, Kiva staff

Kendra Thorogood
Kiva staff



Loan details


Lenders and lending teams





Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.

Loan details



Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.