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Asylkul's Group
In this Group: Asylkul, Toichubek, Anara, Mira
Earning daily bread is an ability which every person should possess. Parents use their financial means with the purpose to send children to schools, colleges and universities and also teach their children what they know so that their children can support themselves when they are older. Competition is everywhere and to secure your own "place under the sun" one has to be the best in their business. At this very difficult for Kyrgyztan time it's very pleasant to see positive changes amongst simple folk in entrepreneurship.

Asylkul Y. is a leader of this group. Asylkul has been doing farming for the past sixteen years as well as raising six daughters. Her oldest daughters help her in any way they can and Asylkul is also able to do animal husbandry. Asylkul's husband helps her with this, who also works as a driver. Earlier her husband had some experience in agriculture. Asylkul has learned agriculture from his experience. At this time the oldest daughter is 22 years old and second oldest daughter is 20. The rest of her daughters go to school. Asylkul dreams about buying a house in Bishkek so that her daughters could get a higher education in the city. Right now Asylkul is 45 years old, she is full of life and wants her children to have a different life ahead. Asylkul very much hopes to receive this loan and invest it in fuel and potato seeds.

Asylkul's group partners are:

Toichubek T. is 43 years old. He is a member of the farmers union. Toichubek has four children. His wife has to work so that they can feed their family. They do farming together. Right now their children study in university and family's expenses are growing. Toichubek has asked for a loan to buy fuel.

Anara Anurova is 33 years old. Anara's husband works as a director with one of the international development projects. Anara is a mother of two children. She is not the one who stays at home and waits for the husband to bring money home. Anara does agriculture. She has good experience of sixteen years. She did not want to wait for her husband to give her the necessary amount of money. She hopes to receive this loan to buy fuel.

Mira B.-K. is 37 years old. Her husband works as an excavator driver and Mira works as a controller. Their salary is only enough to support the family, but is not enough for other expenses. Mira and her husband decided to start doing animal husbandry. Right now she needs a loan which will help them buy a cow.
View original language description ↓
Зарабатывать на хлеб насущный – умение, которым должен обладать каждый человек. Родители именно с этой целью тратят средства, отправляют детей в школы, училища, или техникумы, или, наконец, сами учат детей тому, что сами умеют, для того, чтобы их ребёнок, смог прокормить себя, когда вырастет. Везде конкуренция, и чтобы сохранить себе «место под солнцем» надо быть лучшим в своём деле. И в это очень непростое для народа Кыргызстана время, приятно наблюдать позитивные сдвиги среди простого народа в отношении предпринимательства. Ыбыкеева Асылкул – лидер данной группы. Асылкул, вот уже шестнадцать лет занимается фермерством и воспитывает шесть дочерей. Старшие её дочери, всячески помогают ей, и Асылкул удаётся параллельно заниматься скотоводством. В этом, Асылкул помогает её муж, который также работает водителем. Ранее её муж уже имел опыт в сельском хозяйстве. Это именно у него Асылкул и научилась заниматься земледелием. Сейчас старшей дочери двадцать два года, второй дочери двадцать. Остальные дочери учатся в школе. Асылкул мечтает о том, чтобы купить дом в Бишкеке, так, чтобы дочери могли получить высшее образование в городе. Сейчас Асылкул сорок пять лет, она полна сил, и хочет, чтобы, у её детей была другая жизнь. Асылкул очень надеется получить этот кредит и вложить средства на приобретение ГСМ и семян картошки.

Партнёры Асылкул по группе:

Тентиеву Тойчубеку, сорок три года. Он является членом фермерского хозяйства. У Тойчубека четверо детей. Чтобы прокормить семью, приходится работать и жене Тойчубека. Они вместе занимаются фермерством. Сейчас дети учатся в ВУЗах, и расходы семьи растут. Тойчубек обратился за кредитом, чтобы купить ГСМ.

Аруновой Анаре тридцать года. Муж Анары работает руководителем одного из международных проектов по развитию. Анара мать двоих детей. Она не из тех, кто сидит дома, и ждёт, чтобы муж приносил домой деньги. Анара занимается сельским хозяйством. Она уже имеет большой опыт – шестнадцать лет. Анара не стала ждать, пока муж ей даст нужную сумму. Она надеется получить этот кредит, чтобы купить ГСМ.

Белек кызы Мире тридцать семь лет. Её муж работает водителем экскаватора, а сама Мира работает контролёром. Одной зарплаты на то, чтобы содержать семью и на повседневные нужды не хватает. Мира с мужем решили заниматься скотоводством. Сейчас она нуждается в кредите, который позволил бы ей купить корову.
--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 68
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 45.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Asylkul's Group's $875 loan helped a member to purchase fuel and seeds of potatoes for farming.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 7, 2010
May 19, 2010
Currency Exchange Loss:
Dec 15, 2010