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Beatriz P. L. is an enterprising woman married to Emilio Claros, and together they have five children, ages 16, 14, 10, 8 and 6. They live in the community of Londo, located in the province of Capinota. Beatriz makes a living selling dairy products. She has six heads of cattle to produce the milk, which she sells in order to help the household income. Her husband makes a living in agriculture, harvesting carrots, onion and potatoes, which Beatriz then sells in the town of Santivañez, 20 minutes outside of Londo and an hour from the city of Cochabamba. Beatriz's children go to school in Santivañez. Her youngest son is dyslexic, which can be treated, but they don't have the resources to afford the treatment. While they have found professionals to help their son, they cannot pay for the treatment, which is why they have requested a loan so they increase their income and cover the expenses. Beatrix plans to use the loan to purchase another head of cattle to increase her income. In this way she can pay off the specialists who are helping her young son. While it is not urgent, she needs helps in recovering the expenses.
View original language description ↓
La señora Beatriz P. L., es una señora emprendedora, casada con el Sr. Emilio Claros, tienen 5 hijos, de 16, 14,10, 8 y 6 años de edad, viven en la Comunidad de Londo, ubicado en la provincia de Capinota.

La señora Beatriz es una señora que se dedica a la lechería, cuenta con 6 cabezas de ganado vacuno, los cuales se encuentran en producción, y de la venta de la producción de leche logra llevar ingresos a su hogar. Su esposo se dedica a la agricultura, en la siembra de zanahoria, cebolla y papa, productos que la señora Beatriz los comercializa en Santivañez. Londo es una localidad que se encuentra a 20 minutos de Santivañez y Santivañez se encuentra a 1 hora de viaje de la ciudad de Cochabamba. Los hijos de Beatriz son niños pequeños los cuales estudian en Santivañez. Su hijo menor tiene problemas de dislexia, que si bien puede ser tratado, no cuentan con los recursos para pagar un tratamiento para este problema, si bien han encontrado a profesionales que les ayuden no podrían pagar este tratamiento entonces han solicitado un crédito para poder incrementar sus ingresos y lograr pagar sus gastos.

Beatriz ha solicitado el crédito para comprar una cabeza de ganado e incrementar sus ingresos, así poder cancelar a especialistas que ayuden a su pequeña hija, si bien no es urgente, pero si necesita que la ayuden a recuperarse.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $5,500
    Average annual income
  • 123
    View loans »
    Bolivia Loans Fundraising
  • $36,229,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Beatriz purchase a milk cow.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 14, 2010
May 20, 2010
Currency Exchange Loss:
Jun 15, 2012