A loan of $575 helps to purchase packages of rice, sugar, cooking oil, detergents, soap, bleach, snacks and sodas.


María Fernanda's story

María Fernanda is a 21-year old micro-entrepreneur. She is a resident of Barranquilla and lives with her husband.

María's business is a store that sells a variety of products, like rice, sugar, cooking oil, cheese, eggs, lentils, detergents, soap, toilet paper, towels etc. The idea to open a store came from her mom, who also runs the same business in Cartagena. María has about five years of experience in her business. Her main customers and area neighbors, referrals and walk-ins.

Due to the worldwide Covid -19 pandemic and health and safety concerns, María's workload has diminished and her income has decreased drastically. María's short-term goals are to get her business ahead in spite of the difficult Covid-19 situation; to increase her business's cash flow and inventory; and to keep her business open, as it is her family's only source of income.

María is currently arranging her first credikiva with Fundación Santo Domingo. Her goal is to invest in the purchase of packages of rice, sugar, cooking oil, detergents, soap, salsas, bleach, snacks, sodas, Pony Malta (a Colombian malt beverage) etc. Support María in her business loan.

Translator profile picture

Translated from Spanish by Kiva volunteer Marni Siegal.


This loan is special because:

It provides borrowers in micro businesses with affordable loans.

Lina Ramírez, Kiva staff

Lina Ramírez
Kiva staff



Loan details


Lenders and lending teams






Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.

Loan details



Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.