A loan of $725 helps to buy bags of sea shells, a hand drill and nylon ropes for her business.


Joyce's story

Joyce wants to thank her Kiva lenders for their support with her previous loan which enabled her to purchase additional art items for her business.

She had paid off her loan and has requested a new loan to pay for additional bags of sea shells, a hand drill and nylon ropes to assist her to continue in running her business.

Joyce will use her profits to continue providing financial support to her family and improve her business.


This loan is special because:

Its goal is to reach financially excluded and underserved people.

Mark McDonagh, Kiva staff

Mark McDonagh
Kiva staff



Loan details


Lenders and lending teams






Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.

Loan details



Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.