A loan of $1,350 helps to purchase stationery, balloons, birthday candles, ribbons, piñatas, party favors, and other decoration accessories.


Jose Francisco's story

Jose Francisco is a micro-entrepreneur, 48 years old, who lives in the municipality of Barranquilla. He has as a business selling stationery and office items retail, and printing, with 1 year and 7 months of experience and operation in the activity.

His business idea came up since in the area where he lives where was no place nearby which offered these services and many people had to travel several kilometers to get supplies. Taking advantage of having some savings and that he was not working at that time, he decided to undertake his project.

The business, which he provides to individuals and legal entities, has allowed him to develop himself as a small business owner and to contribute to the community with a place where one gets a little of everything at a good price and with excellent service. His customers are neighbors, legal people, university and secondary students.

Due to the COVID-19 pandemic, which came up at the global level, his work level reduced due to biosafety reasons and his cash flow diminished drastically.

He is currently applying for his first Kiva loan, with Fundación Santo Domingo, with the goal of investing in the purchase of stationery, balloons, birthday candles, ribbons, piñatas, party favors, and other decoration accessories. Support him in his business loan.

Translator profile picture

Translated from Spanish by Kiva volunteer Wendy Harris.


This loan is special because:

It provides borrowers in micro businesses with affordable loans.

Lina Ramírez, Kiva staff

Lina Ramírez
Kiva staff



Loan details


Lenders and lending teams






Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.

Loan details



Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.