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Saltanata's Group
In this Group: Saltanata , Kairkul , Gulsara , Keldibek
Saltanata Z. is the leader of her group. She is 33 and married. She has two sons and a daughter. Saltanata works in a sewing workshop in Bishkek and her brother takes care of her younger son during the day while her other children are at school. Ten years ago, with the initial investment of 1000 soms ($21.83), her husband began to cultivate strawberries to sell. In this way he makes 6,000 soms ($131) a month. This made it possible for them to buy a one-room flat. Now they want to get a loan to purchase fertilizer. In the future, Saltanata dreams of buying a big house.

Kairkul A. is the treasurer of the group. She is 39 and married. She works as a retail packager and her husband is a private driver. Kairkul has two daughters; both of them study at school. Six years ago, Kairkul's relatives advised her to cultivate strawberries. Thus with the initial amount of 2,000 soms ($43.66) she began her business. Now in this way, Kairkul makes 8,000 soms ($174.67) a month. She needs a loan to purchase fertilizer.

Gulsara A. is 39 and married. She has two daughters and a son. Her daughters study at school and her son is preschool age. The grandmother takes care of him when nobody is at home. Gulsara cultivates strawberries and she wants to get a loan to purchase fuel and fertilizer.

Keldibek K. is 44 and married. He works as a taxi driver. He has two daughters; both of them are preschool age. Therefore, Keldibek's wife sits at home and takes care of them. In order to make money, Keldibek and his wife cultivate strawberries. In this way they make an additional 8,000 soms ($174.67) a month. Keldibek wants to get a loan to purchase fertilizer, which is needed for cultivation.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 36
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,530,050
    Funds lent in using Kiva
  • 45.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Saltanata's Group's $1,325 loan helped a member to purchase fertilizers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 26, 2010
May 19, 2010
Currency Exchange Loss:
Nov 15, 2010