A loan of $425 helped working capital.

Ninoska Cecilia's story

Ninoska Cecilia has a business selling used clothing. She is married and her husband works to help pay the household expenses. She says that having access to credit has positively influenced her life, since she has been investing and has managed to increase the level of her business, providing increased earnings. With good business management and the reinvestment that she has always done, she has been able to manage her credit well. She states that even though her business has grown, she is able to provide better attention to her children because of the increased income that it brings to the family. The loan she currently requests will be used to buy raw materials.

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Translated from Spanish by Kiva volunteer Lisa Grobar

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