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Nubia Isabel
Nubia is a hard-working woman, and she has three children. Her business, which she has had for several years, is a mini-market. It has been her source of income. She has been working in sales for many years.

The most difficult part is being able to maintain equilibrium because sales go down and the products rise. But, thanks to the loans she has been able to maintain her inventory. When she started she was a young woman. She started with her mother, who also had this business.

With this loan she will buy things like basic grains, beans, rice, sugar, oil, and soap. She will also buy liquefied gas, which sells a lot because it is a necessary product that is used everyday in our homes.

During these periods she has not only maintained her business with products, but she has also improved her house. She is happy with these improvements.
View original language description ↓
Doña Nubia es una mujer trabajadora, madre de tres hijos, se dedica al negocio, desde hace varios años tiene una pulpería que ha sido su fuente de entradas. Son muchos años trabajando en ventas y lo difícil que es poder mantener el equilibrio ya que las ventas bajan, y los productos suben, pero gracias a la inversión de los financiamientos ha logrado mantener su inventario. Cuando inicio lo hizo joven con su mama ya que también tenia este negocio.
Con este préstamo comprara granos básicos como: frijoles, arroz, azúcar, aceite, jabón, así como también gas licuado que se vende mucho ya que es un producto necesario al consumo diario de nuestro hogar. Durante estos periodos no solo a mantenido su negocio con productos también ha mejorado su casa lo cual esta contenta por estas mejoras.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 59
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,550
    Funds lent in using Kiva
  • 21.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Nubia Isabel to buy beans, sugar, oil, soap, and liquefied gas.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 12, 2010
May 17, 2010
Currency Exchange Loss:
May 15, 2011