A loan helped to improve her horticultural farm that has been significantly affected by the COVID-19 pandemic.


Winfred's story

Winfred (a repeat kiva borrower) is a 49-year-old mother of two children living in Kerugoya, a town where the main economic activities include agricultural processing, particularly in horticulture and tea. She is a vigilant mixed farmer who has farmed for the past twenty-six years. Through farming, she has made her life meaningful. Her main sources of income are horticulture and dairy farming.
Winfred is seeking this loan to improve her horticultural farm that has been significantly affected by the COVID-19 pandemic. Unlike banks and other local money lenders who operate mainly in urban centres, Juhudi Kilimo (a Kiva field partner) has extended its operations to the most remote areas of Kenya, creating opportunities to different people to access loans. Be inspired to support Winfred today to light up her flames of hope for a better future.


This loan is special because:

It finances dairy cows and agricultural equipment to grow small farms.



Loan details


Lenders and lending teams




Loan details