A loan of $675 helped to buy more rice, sugar, beer and beverages to sell at her store.


Ermelinda's story

Ermelinda F. V. was born in the town of Inhambane. Her schooling was interrupted in 5th grade, when, due to her family's financial difficulties, she was sent to live with her older bother in the province of Catembe, Maputo, where he was working at a tourist resort. In Maputo she started going to school again. After finishing middle school, in 1986, she got pregnant and had to start working as a store clerk to support herself and her child. Her earnings from that job allowed her to save some money to open a little grocery store. Since 2000 she has been in the business of selling foodstuff and beverages. Her bestselling products are sugar and rice.

Ermelinda learned about Hluvuku from a friend, and this is her second loan with the institution (the first was in the amount of 16,000). In the past, she's had five loans from another institution in the amounts of 2.000.00, 5.000.00, 10.000.00 and 20.000.00mt respectively. This current loan will allow her to increase and diversify her stock. Since business is doing very well, she's able to save money in the bank. She makes 1.500.00/day (more on the weekends and at the end of the month) and owns the house she lives in. She hopes to be able to open a daycare one day, and to start a dance group to perform at weddings and other social events.

Translator profile picture

Translated from Portuguese by Kiva volunteer Aline Pereira


Loan details


Lenders and lending teams



Loan details