Mrs. Aminata D., who is the leader of the group, plans to use her loan to purchase beans. She is well-known in Bagadadji as she sells high-quality beans, and is nicknamed “sho-Ami” [“Ami the bean lady”]. She purchases her stock in the villages close to Ségou (in Zogofina, Sirakoro and Togo) and sells for cash and in credit, from home and at the Bagadadji market, to a customer base composed of both women and men.
Mrs. Aminata D. hopes to achieve a monthly income of 38,000 West African Francs, which will be used for savings and for taking care of various needs of her family, such as buying condiments and soap. Her goal is to become a wholesaler thanks to this partnership with Soro Yriwaso/Kiva.
Elles font le commerce de riz, de haricot, de pagnes wax, de bois de chauffe etc.
Dans le souci d’augmenter leurs fonds de commerce et de diversifier les marchandises à vendre, elles ont adhéré au programme crédit de Soro Yiriwaso et sont à leur 3ème cycle de prêt solidaire.
Madame Aminata D. qui est la présidente du groupe compte utiliser son prêt pour acheter du haricot. Elle a une grande réputation à Bagadadji pour sa vente de haricot de bonne qualité d’où son pseudonyme sho-Ami (haricot Ami).
Elle se ravitaille dans les villages environnants de Ségou (Zogofina, Sirakoro et Togo), et effectue sa vente au comptant et à crédit, à domicile et au marché de Bagadadji, à une clientèle composée de femmes et d’hommes.
Madame Aminata D. espère avoir un bénéfice mensuel moyen de 38 000FCFA qui sera utilisé pour épargner et prendre en charge les petits besoins de la famille en condiments et savon.
Elle a pour ambition de devenir grossiste dans ce partenariat avec Soro Yiriwaso / Kiva.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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