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Valentina is divorced. She lives in Kherson, southern Ukraine, with her daughter and a disabled son. She sells women’s outer clothing in one of the local markets called Dneprovskyi. The location of her vending kiosk is very favorable as it’s in a busy place.

Valentina has been in this trade for fifteen years and has proven to be an honest and communicative businesswoman. Presently, she has about 30,000 UAH worth of inventory. Her net income is about 5,000 UAH per month.

Valentina would like to borrow 14,700 UAH to increase the variety of inventory in her kiosk and to keep her business running successfully this summer season. She believes that the loan will assist her in her entrepreneurial endeavors and help her to succeed.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 10
    View loans »
    Ukraine Loans Fundraising
  • $6,534,900
    Funds lent in using Kiva
  • 7.9
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,875 helped Valentina to increase the assortment of her merchandise.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 28, 2010
May 17, 2010
Currency Exchange Loss:
Nov 15, 2010