A loan of $1,550 helps to fix up her house.


Nilufar's story

The 45-year-old Nilufar is the single mother of one daughter. She has a secondary education, and has been working in a chemistry laboratory for 15 years. This brings in a stable income. She does her best to put any accumulated funds into improving her living conditions.

Nilufar has begun repairs and renovations on her home but needs money to buy building materials to complete the work. She has turned to Bai Tushum Bank for a loan of 120,000 som (KGS). She is planning invest in improving her living conditions.

Translated from Russian.


This loan is special because:

It helps low-income families improve their living conditions and reduce their energy consumption

Kendra Thorogood, Kiva staff

Kendra Thorogood
Kiva staff



Loan details


Lenders and lending teams






Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.

Loan details



Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.