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Biakoye Trust Bank Group
In this Group: Akua, Adwoa, Akosua*, Yaa, Ama, Mercy, Mary, Akua, Afua, Gladys, Joyce, Esther, Ama
* not pictured
Akua K. is a 52-year-old woman who describes herself as trustworthy. She is married with 3 adult children. For the past 4 years, Akua has operated a retail business where she sells items such as toffee and 'gari'. Gari is a fried cassava dish. She will use the loan to buy bags of 'gari', sugar and toffee. Akua would like to eventually open a large supermarket.

Akua is currently the leader of the trust bank group named "Biakoye", which means “Unity” in Twi, the language most commonly spoken in Ghana. There are 13 members in the group. The members also operate retail businesses selling items such as fish, yams, and rice. They hope to receive the loan to enable them to buy various stock to grow their businesses and provide more support for their family.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 22
    View loans »
    Ghana Loans Fundraising
  • $12,624,300
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Biakoye Trust Bank Group's $2,225 loan helped a member to purchase 'gari', sugar and toffees in bulk for resale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 22, 2010
May 17, 2010
Currency Exchange Loss:
Oct 5, 2010