Check out some available loans that are similar to this one!
Sesa Me Trust Bank Group
In this Group: Afia, Margaret, Mama, Naomi, Afia, Mercy, Ama*, Abena, Elizabeth, Theresa, Veronica, Margaret
* not pictured
Theresa is a 50-year-old married woman with one child, age 16. She describes herself as trustworthy. Theresa would like to provide her child with the opportunity to obtain a university level education.

For the past 15 years, Theresa has operated a trading business where she sells smoked fish. She also trades in wax cloth (printed fabric) and shoes. She plans to use the loan to purchase more smoked fish. Her future dream is to open her own shop where she can sell her products.

Theresa is currently the leader of the 12-member trust bank group named "Sesa Me", which means “Change me” in Twi. Twi is the language most commonly spoken in Ghana, especially in the Ashanti region. The other group members are engaged in trades such as smoked fish seller, wax cloth seller and grocery seller. They hope to receive the loan to enable them to buy various stock to grow their businesses and provide more support to their families.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 19
    View loans »
    Ghana Loans Fundraising
  • $12,634,025
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Sesa Me Trust Bank Group's $2,400 loan helped a member to purchase cartons of fish.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 23, 2010
May 17, 2010
Currency Exchange Loss:
Oct 5, 2010